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Our convenient service is designed to offer fast cash payouts to owners of Red Bluff, California House in practically any condition. Call today to learn more about selling your House.

Not sure if you can sell your home?

"Distressed Property" is a real estate term referring to homes that are determined to be in poor financial or physical standing for the purposes of listing on the open market. The term is most often used to refer to homes that are in a stage of default or otherwise involved in financial entanglements as well as those suffering from structural issues such as roof damage and cracked foundations. These homes are usually much more difficult to sell on the open market in areas where there are available homes without these issues. This means that "distressed homes" can sit on the market for months or even years to incur even more costs over time, and standard closing costs typically detract from the final profits as well. That's why We are such a convenient resource for motivated sellers in the area. Our team can offer you a fast cash payout for your home after a basic evaluation process, giving you fair market value and financial flexibility from your unwanted home. Call our helpful team today to find out how you can receive a cash payout for your property in as little as 30 days.

Red Bluff
When You're Motivated To Sell.
When You're Motivated To Sell.

What Are Handyman Specials?

Distressed properties which require extensive repair are usually referred to as Handyman Specials. They are usually sold at very low prices since the buyer will have to spend much on repair and renovation. It is important you know exactly how much it would cost you to have the property fixed up to estimate your potential profit. You can do so by working with an experienced and professional contractor.

Not sure if you can sell your home?

What are Fixer Upper Homes?

These distressed properties – as their name suggest – requires fixing up. Investors consider these properties as the perfect choice for flipping since they can be bought for a fraction of their market values. Obviously, you will have to order a thorough home inspection to determine how much it will cost you to repair the property. Once they have been repaired and renovated, they can be sold for considerable profit, which is why many real estate investors consider them gold mines.

Easy ways to sell (us) your home.

What do I need to get started with distressed homes investing?

To get you started on your distressed homes investing, you will need to educate yourself about everything there is to know about properties in distress from buying to cashing in on your investment. Of course, you have to understand your success will be greatly dependent on finding the best deals.

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Contact us now to get our best offers

When you call, we'll go over the details of your house with you. It won't take us long to put together the details and give you an offer
You dont't have to take it, you're not obligated to us for anything . But call to get our bid, we're extremely competitive and will get your home off
of your hands conveniently, so you don't have to worry anymore . Call us now for our offers!

We are the BEST choice for buying almost any
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Information for Red Bluff, California

Red Bluff, city, seat (1857) of Tehama county, northern California, U.S. It lies along the Sacramento River, 115 miles (185 km) north-northwest of Sacramento. Settled in the 1840s, it was known as Leodocia until sometime before 1854, when it was renamed for the reddish sand and low bluffs on which it stands. In the 1850s it was a supply centre for the Trinity goldfields and a busy port for paddle-wheel steamers, but river traffic declined when the water level fell because of irrigation. The city remains a marketing centre for the livestock and farm produce (particularly peaches) of the upper Sacramento River valley. Lumbering and wood industries are also important. The Red Bluff Roundup is a popular rodeo held annually in April. The area was the home of William B. Ide, who served as president of the short-lived Bear Flag republic (1846); his nearby adobe is now maintained as a state historic park. East of the city are Lassen Volcanic National Park and Ishi Wilderness Area, a more than 40, 000-acre (16, 000-hectare) region characterized by rugged canyons, caves, wildlife, and rapids. Inc. 1876. Pop. (2000) 13, 147; (2010) 14, 076.

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Red Bluff - When You're Motivated To Sell. Articles

The one reality about today's housing market is that many people have more questions than answers. The following information is intended to help you or someone you know better understand your situation.
Do I Qualify For A Short Sale?

The qualifications for a short sale include any or all of the following:

Financial Hardship - There is a situation causing you to have trouble affording your mortgage.
Monthly Income Shortfall - You have more month than money. A lender will want to see that you cannot afford, or soon will not be able to afford your mortgage.
Insolvency - The lender will want to see that you do not have significant liquid assets that would allow you to pay down your mortgage.

What Is A Mortgage Modification?

A mortgage modification is a process through which your mortgage lender changes any or all of the following:

Your interest rate
Your principal balance (through a reduction)
Your loan terms (example: from an adjustable to a fixed rate)
This process can allow borrowers to stay in their property when they can no longer afford their current mortgage payments.

Why Would A Lender Modify My Mortgage?

Lenders have realized that in some cases it is better for them to work with current borrowers to lower payments or possibly improve terms in order to keep homeowners in their properties. The average foreclosure can cost a lender from 35-50% of the value of a property, so keeping borrowers in their homes is a good option for everyone.

What Do I Need To Qualify For A Mortgage Modification?

According to the Making Home Affordable Web site (http://MakingHomeAffordable.gov), you will need the following information for your lender to consider a modification:

Information about your first mortgage, such as your monthly mortgage statement
Information about any second mortgage or home equity line of credit on the house
Account balances and minimum monthly payments due on all of your credit cards
Account balances and monthly payments on all your other debts such as student loans and car loans
Your most recent income tax return
Information about your savings and other assets
Information about the monthly gross (before tax) income of your household, including recent pay stubs if you receive them or documentation of income you receive from other sources
If applicable, it may also be helpful to have a letter describing any circumstances that caused your income reduce or expenses to increase (job loss, divorce, illness, etc.)
How Do I Qualify For A Mortgage Modification?

The first call you make should be to your lender, have the information above ready to discuss with them and call your customer service line to ask them what options you have available. If the person you speak with does not understand what you are asking, you can ask to be referred to one of the following departments (different lenders have different names for these departments):

Loss Mitigation
Mortgage Modification

Prior to contacting your mortgage lender you can quickly complete an eligibility test at http://MakingHomeAffordable.gov. This test will let you know if you are eligible for a modification through the government-sponsored Home Affordability and Stability Program (HASP).

For a list of mortgage lenders and servicers, visit www.HopeNow.com.

What Is A Home Affordable Refinance?

If Fannie Mae or Freddie Mac owns your mortgage, you may be eligible for a Home Affordable Refinance. This will allow you to refinance your home and often lower your payments.

What If I Don't Qualify, Can't Afford My Home, And Owe More Than It's Worth?

You are not alone and foreclosure is not the only option. If your mortgage lender or servicer will not work with you to reduce your payment, you may want to consider a short sale. Agents with the 'Certified Distressed Property Expert' Designation have undergone extensive training in how to process and negotiate short sales.

A short sale allows you to sell your home for less than what you owe and avoid foreclosure. Speak to your market expert to see if you may qualify.

What Are The Qualifications For A Home Affordable Refinance?

According to the resources released by the government, following are a list of qualifications:

You are the owner occupant of a one- to four-unit home
The loan on your property is owned or securitized by Fannie Mae or Freddie Mac (see Useful Links)
At the time you apply, you are current on your mortgage payments (you haven't been more than 30 days late on your mortgage payment in the last 12 months, or if you have had the loan for less than 12 months, you have never missed a payment)
You believe that the amount you owe on your first mortgage is about the same or slightly less than the current value of your house
You have income sufficient to support the new mortgage payments, and the refinance improves the long-term affordability or stability of your loan.


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